Why should I purchase renters insurance?

Even though you may not own the building in which you live, you still have personal property as well as possible liability exposures that need to be protected. Your landlord’s insurance coverage protects his property from loss, but it does not cover your property.

In the event of a loss, could you afford to replace your personal property? If someone were injured at your residence due to your negligence, would you be able to pay for the expenses resulting from the injury? This is where renters insurance comes in. (Courtesy Virginia Bureau of Insurance)

Talk to us about renters coverage in Camas Washington. It costs less than you think to protect your valubale posessions!

Ready for college?

Getting ready to send your kid off to college? We all know the usual checklist… socks, underwear, new shoes and a haircut. But what about insurance? Coverage can vary widely from state to state. You need a local agent in Camas Washington to help.

Does your family scholar have a laptop? Is it covered? What about a stereo and headphones, or an IPod? You should consider the following:

1. The number one crime on college campuses is theft.

2. Your young adult may own more stuff than you realize.

3. You may not have a list of what to report to the insurance company if there is a loss.

4. Many items are not covered automatically under your homeowner’s policy, or there may be limits in coverage. Items such as jewelry, laptops, and some other electronics may not automatically be covered in full.

5. Claims are handled more quickly when there is an inventory of your young person’s personal property, and especially when there is photo documentation.